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Understanding Your Health Insurance Options

Health insurance is critical to helping you control your health care costs. You pay health care companies a premium – a set amount of money each month - and you get benefits to pay for your eligible health care expenses. This can include regular doctor checkups or injuries to treatment for long-term illnesses.

Although it’s called individual health insurance, you can also find plans to cover your family.

We all know how expensive health care can be. That’s why it is so important to have health insurance so you’re prepared for when you or your family have medical needs. With health insurance you can

  • Prepare for the unexpected.
  • Access preventive care services
  • Avoid a catastrophic financial loss
Health Insurance
  • Understanding Your Health Insurance Options
  • Short-Term Medical Insurance – Temporary Coverage
  • Types of Health Insurance Plans: PPO,HMO,EPO,POS
  • Essential Health Benefits
  • Summary of Benefits and Coverage
  • Preventive health services for adults
  • Pre-65 Health Care Insurance
  • Health Savings Accounts
  • Understanding the Affordable Care Act
  • STM Policy Change Deadline

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Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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